SELLER FINANCING

 

  • Self-employed and can’t qualify for a conventional mortgage?
  • Going through a divorce but want to buy a home now?
  • Recent bankruptcy or foreclosure?
  • Don’t have time or energy to deal with a mortgage broker to get approved?

 

Seller Financing might be the answer!  Where the seller acts as the bank for the buyer.

 

Seller financing is a loan provided by the seller of a property or business to the purchaser.  Usually, the purchaser will make some sort of down payment to the seller, and then make installment payments (usually on a monthly basis) over a specified time, at an agreed-upon interest rate, until the loan is fully repaid.

 

A home seller might be willing to offer financing for a number of reasons:

  • to minimize carrying costs while waiting to find the perfect buyer and get a deal done quickly
  • to distinguish the property from other listings and get it sold faster, especially in a down market
  • to increase the possibility of garnering the home’s full asking price
  • to get a down payment to buy another property
  • to pay down debt
  • to avoid the monthly expense associated with owning the house

 

Seller financing doesn’t just benefit buyers who don’t qualify for (or don’t want) traditional financing.  It also benefits sellers, especially those who are particularly motivated to sell their homes.

65 matches found

$339,000
11652 N SAGUARO Boulevard, 3, Fountain Hills, AZ 85268
View Photos (34)
Property Type: Residential
# of Bedrooms: 2
# of Bathrooms: 2
Square Footage: 1403
Year Built: 2008
Subdivision: SAGUARO SUITES CONDOMINIUMS
Description: Enjoy urban luxury in the heart of Fountain Hills. This fantastic town home...
Last Updated: April - 16 - 2021
IDX
$162,500
16434 N 29TH Way, Phoenix, AZ 85032
View Photos (3)
Property Type: Residential
# of Bedrooms: 2
# of Bathrooms: 1
Square Footage: 1084
Year Built: 1977
Subdivision: BELL PARK 6
Description: INVESTOR SPECIAL!! Selling AS IS. CASH ONLY. 2 BDRM/1 BATH Mobile Home w...
Last Updated: April - 16 - 2021
IDX
$850,000
7026 E LOMA LAND Drive, Scottsdale, AZ 85257
View Photos (78)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 1377
Year Built: 1960
Subdivision: PAPAGO PARKWAY
Description: Welcome to your next investment property. This home has it all. Located in ...
Last Updated: April - 16 - 2021
IDX
$48,000
7293 W Desert Cove Avenue, 85, Peoria, AZ 85345
View Photos (20)
Property Type: Residential
# of Bedrooms: 2
# of Bathrooms: 1.5
Square Footage: 1200
Year Built: 1983
Subdivision: McCoy MFH Park
Last Updated: April - 16 - 2021
IDX
$335,000
Front of the home.
View Photos (51)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 2
Square Footage: 1897
Year Built: 1959
Subdivision: Metes and bounds
Description: Single family 4 bdrm 2 bath home 1850 sf with 600 sf Casita that sits in...
Last Updated: April - 16 - 2021
IDX
$1,998,000
39847 N 105TH Place, Scottsdale, AZ 85262
View Photos (78)
Property Type: Residential
# of Bedrooms: 5
# of Bathrooms: 5.5
Square Footage: 5004
Year Built: 2019
Subdivision: DESERT MOUNTAIN PHASE 2 UNIT 5 PT 2 102-184 A-C
Description: **NEW 2019 Built Home in Guard Gated Desert Mountain. **Priced Below Apprai...
Last Updated: April - 16 - 2021
IDX
$575,000
7151 E RANCHO VISTA Drive, 5007, Scottsdale, AZ 85251
View Photos (36)
Property Type: Residential
# of Bedrooms: 2
# of Bathrooms: 2
Square Footage: 1252
Year Built: 2008
Subdivision: Optima Camelview Village
Description: Come see this beautifully updated 5th floor condo overlooking the pool at t...
Last Updated: April - 16 - 2021
IDX
$2,098,000
6031 N 23RD Place, Phoenix, AZ 85016
View Photos (45)
Open House (04/16/2021 - 9:00 am)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 5
Square Footage: 4899
Year Built: 1966
Subdivision: Bel-Aire Estates III
Description: THIS ENTERTAINERS DREAM offers floor to ceiling walls of glass providing se...
Last Updated: April - 16 - 2021
IDX
$4,795,000
4708 E CRYSTAL Lane, Paradise Valley, AZ 85253
View Photos (67)
Open House (04/16/2021 - 1:00 pm)
Property Type: Residential
# of Bedrooms: 6
# of Bathrooms: 8
Square Footage: 7171
Year Built: 2020
Subdivision: PARADISE VALLEY COUNTRY ESTATES
Description: Billion Dollar Mountain Views in Paradise Valley! This brand new, luxurious...
Last Updated: April - 16 - 2021
IDX
$2,099,000
10074 E FLATHORN Drive, Scottsdale, AZ 85255
View Photos (38)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 3.5
Square Footage: 3862
Year Built: 2006
Subdivision: Silverleaf
Description: Come see this luxurious villa in the parks which has been completely renova...
Last Updated: April - 16 - 2021
IDX

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