SELLER FINANCING

 

  • Self-employed and can’t qualify for a conventional mortgage?
  • Going through a divorce but want to buy a home now?
  • Recent bankruptcy or foreclosure?
  • Don’t have time or energy to deal with a mortgage broker to get approved?

 

Seller Financing might be the answer!  Where the seller acts as the bank for the buyer.

 

Seller financing is a loan provided by the seller of a property or business to the purchaser.  Usually, the purchaser will make some sort of down payment to the seller, and then make installment payments (usually on a monthly basis) over a specified time, at an agreed-upon interest rate, until the loan is fully repaid.

 

A home seller might be willing to offer financing for a number of reasons:

  • to minimize carrying costs while waiting to find the perfect buyer and get a deal done quickly
  • to distinguish the property from other listings and get it sold faster, especially in a down market
  • to increase the possibility of garnering the home’s full asking price
  • to get a down payment to buy another property
  • to pay down debt
  • to avoid the monthly expense associated with owning the house

 

Seller financing doesn’t just benefit buyers who don’t qualify for (or don’t want) traditional financing.  It also benefits sellers, especially those who are particularly motivated to sell their homes.

103 matches found

$1,788,000
10694 E YEARLING Drive, Scottsdale, AZ 85255
View Photos (36)
Property Type: Residential
# of Bedrooms: 5
# of Bathrooms: 5.5
Square Footage: 6054
Year Built: 1987
Subdivision: WINDY WALK ESTATES LOT 1-154 TR A
Description: Views, views, views!!!! You and your buyers are not going to want to miss ...
Last Updated: September - 20 - 2020
IDX
$975,000
15741 E Eagle Rock Drive, Fountain Hills, AZ 85268
View Photos (59)Virtual Tours (1)
Property Type: Residential
# of Bedrooms: 5
# of Bathrooms: 5
Square Footage: 4025
Year Built: 2014
Subdivision: Golden Eagle Estates
Description: Amazing Views and a great floor plan! Car collectors love this over sized ...
Last Updated: September - 20 - 2020
IDX
$1,779,000
4007 N 65TH Place, Scottsdale, AZ 85251
View Photos (32)Videos (1)
Open House (09/20/2020 - 1:00 pm)
Property Type: Residential
# of Bedrooms: 5
# of Bathrooms: 4.5
Square Footage: 4031
Year Built: 1958
Subdivision: CAMELVISTA TR A & TR B
Description: This fully remodeled Ranch-Style home in the heart of highly sought after A...
Last Updated: September - 20 - 2020
IDX
$788,000
Welcome home!
View Photos (97)Virtual Tours (2)
Open House (09/20/2020 - 10:00 am)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 4
Square Footage: 3147
Year Built: 2020
Subdivision: TREMAINE PARK
Description: You will fall in love with this North/South oriented modern farmhouse desig...
Last Updated: September - 20 - 2020
IDX
$425,000
325 E BROADWAY Road, Tempe, AZ 85282
View Photos (17)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1774
Year Built: 1958
Subdivision: BROADMOR MANOR 2
Description: RARE Opportunity in the Broadmor/ASU Neighborhood – 3BR 2BA – POOL – ...
Last Updated: September - 20 - 2020
IDX
$415,000
329 E BROADWAY Road, Tempe, AZ 85282
View Photos (14)
Property Type: Residential
# of Bedrooms: 5
# of Bathrooms: 2
Square Footage: 1680
Year Built: 1959
Subdivision: BROADMOR MANOR 2
Description: Unique Opportunity in the Broadmor/ASU Neighborhood – RARE 5BR 2BA - New ...
Last Updated: September - 20 - 2020
IDX
$899,900
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 5
Square Footage: 4812
Year Built: 1906
Subdivision: MESA CITY ARIZONA
Description: SELLER MAY CARRY! No expense spared exquisite Historic home is located in W...
Last Updated: September - 20 - 2020
IDX
$3,450,000
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 4.5
Square Footage: 7070
Year Built: 2004
Subdivision: DESERT MOUNTAIN
Description: Stunning Contemporary Architecture perched hillside at the base of Apache P...
Last Updated: September - 20 - 2020
IDX
$49,900
2401 W Southern Avenue, 407, Tempe, AZ 85282
View Photos (20)
Open House (09/22/2020 - 10:00 am)
Property Type: Residential
# of Bedrooms: 2
# of Bathrooms: 1
Square Footage: 800
Year Built: 2000
Subdivision: The Meadows
Description: Immaculate curb appeal for this cute mobile home in the best gated 55+ comm...
Last Updated: September - 20 - 2020
IDX
$2,920,000
6303 N 33RD Street, Paradise Valley, AZ 85253
View Photos (83)Virtual Tours (1)
Open House (09/20/2020 - 11:00 am)
Property Type: Residential
# of Bedrooms: 6
# of Bathrooms: 8
Square Footage: 9141
Year Built: 2010
Subdivision: THE PRESERVE AT LINCOLN
Description: Custom Spanish retreat in Exclusive gated community. Breathtaking sunset v...
Last Updated: September - 19 - 2020
IDX

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